Privacy Policy

1. Introduction

FinanceLearn Hub ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website financelearnhub.com, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

2. Information We Collect

Personal Data

We may collect personal identification information from you in a variety of ways, including, but not limited to, when you:

• Register on our Site
• Subscribe to our newsletter
• Purchase a course
• Fill out a contact form
• Submit a question or comment

Personal information may include:

• Name
• Email address
• Mailing address
• Phone number
• Credit card or other payment information (processed securely through our payment processors)
• Profile picture (when provided)
• Any other information you choose to provide

Non-Personal Data

We may automatically collect certain non-personal information when you visit our Site, including:

• IP address
• Browser type
• Device type
• Operating system
• Pages viewed and time spent on pages
• Referring website
• Geographic location
• Time and date of site visits

3. How We Use Your Information

We may use the information we collect from you for the following purposes:

• To provide, maintain, and improve our Site and services
• To process transactions and send related information including confirmations and receipts
• To personalize user experience and deliver content relevant to your interests
• To send you promotional emails about new courses, special offers, or other information we think you may find interesting
• To send periodic emails regarding your order or other products and services
• To respond to your comments, questions, and requests
• To monitor and analyze usage patterns and trends to improve our Site and services
• To protect the security and integrity of our Site
• To comply with any applicable legal obligations
• For any other purpose with your consent

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Site and hold certain information. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your web browser that enables the site or service provider's systems to recognize your browser and capture and remember certain information.

We use cookies to:

• Understand and save user preferences for future visits
• Keep track of advertisements
• Compile aggregate data about site traffic and site interactions
• Improve our website and provide better user experience

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

We may use the following types of cookies:

• Essential Cookies: Required for the basic functionality of the Site.
• Functional Cookies: Allow us to analyze site usage to evaluate and improve its performance.
• Advertising Cookies: Used to make advertising messages more relevant to you.
• Social Media Cookies: Allow you to share content via social media platforms.

5. Third-Party Services

We may use third-party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

These third-party service providers may include:

• Payment processors
• Email marketing platforms
• Course hosting platforms
• Customer service providers
• Analytics providers
• Advertising networks

We do not sell, trade, or rent your personal identification information to others.

6. Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

Google Analytics

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page.

7. Data Security

We implement appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

We take the following measures to protect your information:

• Use of SSL/TLS encryption for data in transit
• Secure hosting environment with regular security updates
• Regular security assessments and monitoring
• Limited access to personal information by authorized personnel only
• Employee training on security and privacy practices

8. Data Retention

We will only retain your personal data for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider:

• The amount, nature, and sensitivity of the personal data
• The potential risk of harm from unauthorized use or disclosure
• The purposes for which we process your personal data
• Whether we can achieve those purposes through other means
• The applicable legal requirements

9. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: You have the right to request copies of your personal data.
• Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• Erasure: You have the right to request that we erase your personal data, under certain conditions.
• Restriction of processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
• Object to processing: You have the right to object to our processing of your personal data, under certain conditions.
• Data portability: You have the right to request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our email: info@financelearnhub.com

10. Children's Privacy

Our Service does not address anyone under the age of 16 ("Children"). We do not knowingly collect personally identifiable information from anyone under the age of 16. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

11. International Data Transfers

Your information, including personal data, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside Canada and choose to provide information to us, please note that we transfer the data, including personal data, to Canada and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

12. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

13. Contact Us

If you have any questions about this Privacy Policy, please contact us:

• By email: info@financelearnhub.com
• By phone: +14754256895
• By mail: 76756 Mazie Centers South Arnaldochester, QC T0C 7X8